Prices & Plans

At East Texas Credit Solutions, we are committed to providing professional and ethical credit repair services. To ensure the best possible results, we ask our clients to follow these important guidelines during the credit repair process:

1. No New Credit Accounts

To maintain consistency and avoid fluctuations in your credit score, do not open new credit accounts (including credit cards, loans, or financing plans) while we are actively working on your credit. New accounts can affect your credit utilization and may delay the progress of your credit repair plan.

2. Pay All Bills on Time

Payment history makes up a significant portion of your credit score. It is crucial that you pay all existing bills on time, including credit cards, loans, utilities, and any other obligations. Late or missed payments can negatively impact your credit score and slow down your progress.

3. Maintain Credit Monitoring

To track improvements and identify any changes in your credit profile, we strongly recommend active credit monitoring. This allows us to stay informed about your credit status and respond promptly to any issues that may arise. We can suggest trusted credit monitoring services if needed.

4. Avoid Large Credit Utilization Changes

Try to keep your credit card balances below 30% of your credit limit to maintain a healthy credit utilization ratio. Paying down existing debt and avoiding excessive spending can help improve your score over time.

5. Communicate & Stay Engaged

Your involvement is key to a successful credit repair process. Please respond promptly to any requests for information or documentation. If you receive any correspondence from creditors or credit bureaus, notify us immediately so we can guide you on the best course of action.

6. No Misrepresentation or Fraudulent Activity

We strictly follow legal and ethical credit repair practices. We do not guarantee specific score increases, and we do not engage in disputing accurate information or using deceptive methods. Any attempt to misrepresent your financial history could result in termination of our services.

By following these policies, you’ll maximize your chances of achieving a stronger credit score and better financial opportunities. If you have any questions, our team is here to support you every step of the way.

`90 DAYS FOR A BETTER SCORE-

`100% refund on all payments and fees if: We do not remove more than 25% of all the negatives worked on. 

`You agree to send updated reports from the 3 credit bureaus. 

`You may cancel services at any time, Please notify us in writing 7 days before the next billing period.